Halloween is around the corner and that gets you thinking about all the scary things. Ghosts, Goblins and Budgets? During a conference call this morning I said something about a budget and one of the people on the call said you might want to call it something less scary but money isn’t scary.
Does the word Budget scare you?
A fantastic Money Coach across the pond in England, Fanny Snaith, has started calling it a Money Calendar. Money Coaches Canada calls it your Money Map. I’ve also heard it referred to as your financial forecast, spending spreadsheet, financial blueprint, financial estimate and the list goes on.
Here’s the deal. It doesn’t matter what you call it, as long as it makes you feel comfortable.
Money isn’t scary. Kind of like the boogeyman, it is something we humans made up. We made it up to make things easier. I mean can you imagine how many chickens you would have to trade to get a Tesla? So just like the boogeyman scared you as a child, use the same principles to make money less scary as an adult.
- Ask for help – Instead of screaming for Mom like you did with the monster in the closet, call a financial professional or someone you know is good with money. You can always schedule a discovery call with me, I love talking money (if you haven’t noticed)
- Shed some light on the situation – Mom would always turn the light on to show you that there wasn’t actually a monster there. That is essentially what I can do or what you can do for yourself by creating your own budget, financial forecast, money calendar… whatever you want to call it!
- Ask if it is True. This is the big one folks. Whenever you have any type of fear around money ask yourself if it is a true or a justified fear. When I first started my business years ago, I wrote a blog called FEAR AND MONEY – guess what. I no longer have that fear. Years of practice, working with clients and asking myself if it is true has eliminated that fear. Instead of being scared of my husband being laid off I can now think, sweet I have some stuff around the house for you to do!
So, there it is. Money isn’t scary but sometimes the feelings behind the fear is. If you have financial fears, schedule a discovery call with me. Even a quick consultation can shed some light on your own situation and take the fear away.
PS – Don’t eat all the candy this year, dental bills aren’t cheap!